Resources
Terms and Conditions
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Last Updated: 02:00 (GMT) on December the 14th in 2007
Preface
Royal Business Group and all its affiliates (hereinafter referred to as "Royal Business Group", "we" or "us") are committed to maintaining the privacy of every current, former and prospective customer. We recognize that you entrust important personal information to us, and we wish to assure you that we take seriously our responsibilities in protecting and safeguarding this information. This Privacy Policy ("Policy") describes in detail how we deal with information that we collect on this website (the "Site").
This Policy may be updated at any time. Please ensure that you regularly read the latest version of this page. The first paragraph of the Policy tells you when the last update was made.
By accessing this "Site", the pages contained on it, and the products, services, information, tools and material contained or described herein (the "Site"), you acknowledge your agreement with and understanding of the following terms of use.
Access
This Site and the information, tools and material contained in it (this "Site") are not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject Royal Business Group and/or its subsidiaries or affiliates (collectively "Royal Business Group") to any registration or licensing requirement within such jurisdiction. Royal Business Group is the marketing name of Royal Business Group Ltd., its subsidiaries and affiliates.
Information Provided
The information available at this Site was prepared by Royal Business Group on the basis of publicly available information, internally developed data and other sources believed to be reliable. This information is subject to change at any time without notice. Reasonable care has been taken to ensure that the materials are accurate and that the opinions stated are fair and reasonable. All opinions and estimates constitute our judgment as of publication and do not constitute general or specific investment advice. Unless otherwise stated, the numbers (figures given) are not audited. Products and services may not be available to or suitable for you. You may wish to consult an investment and/or tax advisor concerning your financial situation and tax obligations before making any investment decision.
Information We Collect
We may collect information about you when you use this Site or when you apply for or use other services offered by Royal Business Group in the following ways:
• We may send cookies to your computer. Cookies are strings of information that are sent out by a website and saved in your computer. We may use session specific cookies and "web bugs" to automatically collect data about website usage when you visit this Site, including your IP address, "click-stream" data regarding the portions of the site that you visit and the information or other services you obtain or input (including domain name, Internet service provider, protocol, browser type, operating system etc.) ("Usage Information"). This information is collected primarily for purposes of administering the Site, compiling demographic information and monitoring usage and performance of the Site. If you turn off the cookie function you may not receive all the information on the website.
• If you register to use the password-protected or country-specific portions of our site, we will ask you to provide us with certain information about yourself. This information may include your name, company name, title, address, country of residence, e-mail address, telephone number, account number, assets, income and financial situation. We use such information about you to verify your identity and eligibility to receive certain products or services, to provide information to you about products and services that we believe may be of interest to you, to record your interest in products and services that we offer, and to respond to your requests for information. We may also use cookies or web bugs on such portions of our Site to collect Usage Information, and to facilitate your movement within the Site (e.g. remembering passwords during a session and recording the country you may have elected as your country of residence).
• We may collect information concerning the attachments you open within newsletters that are sent to you electronically.
• We may also collect personal information about you from applications, forms or questionnaires you may complete or agreements you enter into with us or in the course of your establishing or maintaining a customer relationship with us, including information about your credit history or financial situation, and your transactions with us or others who provide services to us.
If you decline to provide us with the personal information we require then we may not be able to make investment products available to you or to provide other services to you.
Security of data transfers
Please note that data that is transported over an open network, such as the Internet or e-mail, may be accessible to anybody. Royal Business Group cannot guarantee the confidentiality of any communication or material transmitted via such open networks. When disclosing any personal information via an open network, you should remain mindful of the fact that it is potentially accessible to others, and consequently, can be collected and used by others without your consent. In particular, while individual data packets are often encrypted, the names of the sender and recipient are not. A third party may therefore be able to trace an existing bank account or relationship or one that is subsequently created. Even if both the sender and recipient are located in the same country data may also be transmitted via such networks to other countries regularly and without controls, , including to countries that do not afford the same level of data protection as your country of domicile.
For certain services, we use strong encryption to transfer your data (e-banking, for example). In these cases you will be told separately about the treatment of this data and about the details of encryption.
Your data may be lost during transmission or may be accessed by unauthorized parties. We do not accept any liability for direct or indirect losses as regards the security of your data during its transfer via Internet. Please use other means of communication if you think this is necessary or prudent for security reasons.
Protection, Processing and Use of Personal Data
We use your personal information to enhance the quality of the products or services we wish to provide to our customers or in connection with your investments with or through us and to maintain contact details for those with whom we deal. We restrict access to personal information about you to those employees, agents or other parties who need to know that information to provide products or services to you or in connection with your investments with or through us. We maintain physical, electronic and procedural safeguards to guard your personal information, including firewalls, individual passwords and encryption and authentication technology. We do not use for purposes other than as set out above, or disclose to any third party any personal information about our customers or former customers, except with such customer’s consent or as otherwise permitted or required by law. In cases where we believe that additional products and services may be of interest to you, we may share your personal information with affiliates of Royal Business Group to the extent permitted by applicable law. We may also disclose this information to firms that perform services on our behalf to the extent permitted by applicable law. These service providers are required to treat the information confidentially and use it only for the purpose for which it is provided. Certain jurisdictions may have more stringent privacy requirements that will prevent disclosure of your personal information to any other person or entity, including affiliates.
We will retain your personal information in accordance with applicable data protection laws for so long as it is needed.
Privacy Respect
Royal Business Group values and respects the privacy of visitors, customers and employees.
We take our responsibilities regarding the privacy and the security of your information very seriously. We are committed to providing you with a professional personalized service whilst respecting and safeguarding your privacy.
We will not disclose or sell your email address or other information to anyone.
No Personal Information is gathered and/or tracked by Royal Business Group without your knowledge.
When you visit our web sites, we do not collect personal data. Personal data is any information that allows you to be identified.
Royal Business Group collect personal data from you only through the use of registration forms, direct personal contact with you and every time you email us. We use strong encryption and only authorized persons have access to the information that are necessary to provide you with their services.
Disclaimers and Cautionary Statement Regarding Forward-Looking Information
All opinions and estimates expressed in this Site constitute our judgment as of publication and do not constitute general or specific investment legal, tax or accounting advice of any kind. This site contains statements that constitute forward-looking statements. In addition, in the future we, and others on our behalf, may make statements that constitute forward-looking statements. Such forward-looking statements may include, without limitation, statements relating to our plans, objectives or goals; our future economic performance or prospects; the potential effect on our future performance of certain contingencies; and assumptions underlying any such statements.
Words such as "believes", "anticipates", "expects", "intends" and "plans" and similar expressions are intended to identify forward-looking statements but are not the exclusive means of identifying such statements. We do not intend to update these forward-looking statements except as may be required by applicable laws.
By their very nature, forward-looking statements involve inherent risks and uncertainties, both general and specific, and risks exist that predictions, forecasts, projections and other outcomes described or implied in forward-looking statements will not be achieved. We caution you that a number of important factors could cause results to differ materially from the plans, objectives, expectations, estimates and intentions expressed in such forward-looking statements. These factors include
(i) market and interest rate fluctuations;
(ii) the strength of the global economy in general and the strength of the economies of the countries in which we conduct our operations in particular;
(iii) the ability of counterparties to meet their obligations to us;
(iv) the effects of, and changes in, fiscal, monetary, trade and tax policies, and currency fluctuations;
(v) political and social developments, including war, civil unrest or terrorist activity;
(vi) the possibility of foreign exchange controls, expropriation, nationalization or confiscation of assets in countries in which we conduct our operations;
(vii) the ability to maintain sufficient liquidity and access capital markets;
(viii) operational factors such as systems failure, human error, or the failure to properly implement procedures;
(ix) actions taken by regulators with respect to our business and practices in one or more of the countries in which we conduct our operations;
(x) the effects of changes in laws, regulations or accounting policies or practices;
(xi) competition in geographic and business areas in which we conduct our operations;
(xii) the ability to retain and recruit qualified personnel;
(xiii) the ability to maintain our reputation and promote our brands; (xiv) the ability to increase market share and control expenses;
(xv) technological changes;
(xvi) the timely development and acceptance of our new products and services and the perceived overall value of these products and services by users;
(xvii) acquisitions, including the ability to integrate successfully acquired businesses;
(xviii) the adverse resolution of litigation and other contingencies; and
(xix) our success at managing the risks involved in the foregoing.
We caution you that the foregoing list of important factors is not exclusive; when evaluating forward-looking statements, you should carefully consider the foregoing factors and other uncertainties and events!
Information and opinions presented in this Site have been obtained or derived from sources believed to be reliable, but Royal Business Group makes no representation as to their accuracy or completeness. Royal Business Group maintains the right to delete or modify information on this Site without prior notice.
Royal Business Group may, to the extent permitted by applicable law and/or regulation, participate or invest in financing transactions with the issuer(s) of securities referred to in this Site, perform services for or solicit business from such issuers, and/or have a position or holding, or other material interest or effect transactions in such securities or options thereon or investments related thereto. Royal Business Group may, to the extent permitted by applicable law and/or regulation, act upon or use the information or opinions it presents on this Site, or the research or analysis on which such information or opinions are based, before the material is published. Royal Business Group may have served as manager or co-manager of a public offering of securities for, or currently may make a primary market in issues of, any or all of the issuers referred to on this Site or may be providing, or have provided within the previous 6 months, significant advice or investment services in relation to the investment concerned or a related investment.
Restrictions on offer and solicitation
This Site is not directed to any person in any jurisdiction where (by reason of that's person nationality, residence or otherwise) its publication or availability is prohibited. Persons in respect of whom such prohibitions apply must not access this Site. The material contained within this Site is not an offer to sell, or a solicitation of an offer to buy any financial products or banking services in any jurisdiction where such an offer or solicitation of purchase or sale would be unlawful.
This Site is not directed at, or intended for distribution to or use by, any person or entity who is a citizen or resident of or located in any jurisdiction where such distribution, publication, availability or use would be contrary to applicable law or regulation or which would subject Royal Business Group to any registration or licensing requirement within such jurisdiction. Nothing on this Site shall constitute an offer or a solicitation of an offer to buy or sell any products or services, including but not limited to any securities, financial instruments or other investments or investment advice. The information in the Site is descriptive of Royal Business Group as a whole and the services, securities and financial instruments described may not be suitable for you or available in the jurisdiction in which you are located, or may only be available through a branch or an affiliate of Royal Business Group that is properly licensed to offer such services, securities or financial instruments in such jurisdiction.
Royal Business Group will not treat users of this Site as its clients by virtue of them accessing it. Users of this site should seek the advice of their independent financial adviser prior to taking any investment decision on the basis of any information contained herein and no information herein constitutes general or specific investment, legal, tax or accounting advice of any kind.
The information contained on this Site may relate to the products and services of a person or entity that is located in a jurisdiction other than that in which you are located. Accordingly the rules for the protection of private customers that apply in the jurisdiction in which you are located may not apply in relation to such products and services.
No Offer
The information, tools and material presented in this Site are provided to you for informational purposes only and are not to be used or considered as an offer or a solicitation to sell or an offer or solicitation to buy or subscribe for securities or other financial instruments, nor to constitute any advice or recommendation with respect to such securities or other financial instruments. The Site's contents may not be reproduced in whole or in part or otherwise be made available without the prior written consent of Royal Business Group. Information and opinions presented in this Site have been obtained or derived from sources believed by Royal Business Group to be reliable, but Royal Business Group makes no representation as to their accuracy or completeness. Royal Business Group accepts no liability for any loss arising from the use of the material presented in this Site.
Royal Business Group and/or its affiliates may, to the extent permitted by applicable law and/or regulation, participate or invest in financing transactions with the issuer(s) of the securities referred to in this Site, perform services for or solicit business from such issuers, and/or have a position or holding, or other material interest or effect transactions in such securities or options thereon or investments related thereto. Royal Business Group may, to the extent permitted by applicable law and/or regulation, act upon or use the information or opinions presented on this Site, or the research or analysis on which they are based, before the material is published. Royal Business Group may have, within the last three years, served as manager or co-manager of a public offering of securities for, or currently may make a primary market in issues of, any or all of the entities referred to on this Site or may be providing, or have provided within the previous 12 months, significant advice or investment services in relation to the investment concerned or a related investment. Additional information is, subject to duties of confidentiality, available on request. Some investments referred to on this Site will be offered solely by a single entity and in the case of some investments solely by Royal Business Group, or an associate of Royal Business Group, or Royal Business Group may be the only market maker in such investments.
Distribution
The information, tools, and material presented in this Site are made available in Europe by Royal Business Group Limited and elsewhere in the world by Royal Business Group Limited or an authorized affiliate of Royal Business Group Limited. Non-U.S. customers wishing to effect a transaction should contact a Royal Business Group Limited entity unless governing law permits otherwise. U.S. customers wishing to effect a transaction should do so only by contacting a representative at Royal Business Group Limited.
Recipients who are not market professional or institutional investor customers of Royal Business Group should seek the advice of their independent financial adviser prior to taking any investment decision based on this report or for any necessary explanation of its contents.
Royal Business Group will not treat users of this Site as its clients by virtue of them accessing it. The investments and services contained or referred to in this Site may not be suitable for you and it is recommended that you consult an independent investment adviser if you are in doubt about such investments or investment services. Nothing in this Site constitutes investment, legal, accounting or tax advice, or a representation that any investment or strategy is suitable or appropriate to your individual circumstances, or otherwise constitutes a personal recommendation to you. Royal Business Group does not advise on the tax consequences of investments and you are advised to contact an independent tax adviser. Please note in particular that the bases and levels of taxation may change. Information on this Site may relate to investments or services of an entity/person outside of the residing country of the user or to other matters which are not regulated by the local fiscal authorities and further details as to where this may be the case are available upon request in respect of this material.
The information contained on this Site may relate to the products and services of an overseas person. The rules under the Financial Services and Markets Act 2000 for the protection of private customers will not not apply in relation to such products and services. The UK compensation scheme (or else per country of residence) for private customers will also not be available.
Risk Considerations
Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Investing entails risks, including possible loss of principal. The price of, value of and income from securities or financial instruments can fall as well as rise. Certain investments are subject to high volatility, and may experience sudden and large falls in their value. Losses may equal or exceed your original investment. Foreign currency-denominated securities and financial instruments are subject to fluctuations in exchange rates that may have a positive or adverse effect on the value, price or income of such securities or financial instruments. There are also special risk considerations associated with international and global investing (especially emerging markets), small-company investing, single-industry funds or investment strategies, single-country or regional funds or investment strategies, or other special, aggressive or concentrated investment strategies, such as the use of leverage or derivatives. Investors in securities and financial instruments effectively assume these risks.
Ownership of the Site, Trademarks and Copyrights
Royal Business Group and other trademarks on this Site are trademarks and service marks or registered trademarks or service marks of Royal Business Group Group and/or its direct or indirect subsidiaries (hereinafter referred to as "Royal Business Group" or "we"). All material available on the Site, except where otherwise noted, is under copyright to Royal Business Group. Royal Business Group reserves all rights with respect to copyright and trademark ownership of all material on the Site, and will enforce such rights to the full extent of applicable law.
Nothing on the Site shall be construed as granting any license or right to use any image, trademark, service mark or logo. Downloading, copying or printing individual pages and/or parts of the Site is allowed for personal use only, and will not transfer title to any software or material on the Site to you. Explicit attribution to Royal Business Group must be made in the event that the material, or any part thereof, is reproduced in any form, written or electronic. Furthermore, any reproduction, re-publication or distribution of this material requires the express consent of Royal Business Group.
Linked sites
Activating certain links on this Site may cause you to leave this Site. Such links, addresses or hyperlinks are provided solely for your convenience and information. Royal Business Group has not reviewed any of the websites linked with or connected to this Site, or which provide links to this Site, and does not accept any liability for their contents, the offered products or services or any other offers. Using links from this Site to any website not owned by Royal Business Group is at your own risk.
Cautionary Statement Regarding Non-GAAP Financial Information
This Site may contain non-GAAP financial information. If such non-GAAP financial information is disclosed, the most directly comparable measures under generally accepted accounting principles is provided.
Disclaimer Of Warranties
Past performance should not be taken as an indication or guarantee of future performance, and no representation or warranty, express or implied, is made regarding future performance. Opinions and/or estimates reflect a judgment at the original date of publication by Royal Business Group and are subject to change without notice. The price of, value of and income from any of the securities or financial instruments mentioned in this Site can fall as well as rise. Foreign currency-denominated securities and financial instruments are subject to fluctuations in exchange rates that may have a positive or adverse effect on the value, price or income of such securities or financial instruments. Investors in securities, the values of which are influenced by currency volatility, effectively assume this risk.
Structured securities are complex instruments, typically involve a high degree of risk and are intended for sale only to sophisticated investors who are capable of understanding and assuming the risks involved. The market value of any structured security may be affected by changes in economic, financial and political factors (including, but not limited to, spot and forward interest and exchange rates), time to maturity, market conditions and volatility and the credit quality of any issuer or reference issuer. Any investor interested in purchasing a structured product should conduct its own investigation and analysis of the product and consult with its own professional advisers as to the risks involved in making such a purchase.
Some investments discussed on this Site may have a high level of volatility. High volatility investments may experience sudden and large falls in their value causing losses when that investment is realised. Those losses may equal your original investment. Indeed, in the case of some investments the potential losses may exceed the amount of initial investment and, in such circumstances, you may be required to pay more money to support those losses. Income yields from investments may fluctuate and, in consequence, initial capital paid to make the investment may be used as part of that income yield. Some investments may not be readily realisable and it may be difficult to sell or realise those investments. Similarly it may prove difficult for you to obtain reliable information about the value, or risks, to which such an investment is exposed.
This Site is subject to periodic update and revision. Materials should only be considered current as of the date of initial publication appearing thereon, without regard to the date on which you may access the information. Royal Business Group maintains the right to delete or modify information on this Site without prior notice.
Royal Business Group may have issued other reports that are inconsistent with, and reach different conclusions from, the information presented in this Site. Those reports reflect the different assumptions, views and analytical methods of the analysts who prepared them and Royal Business Group is under no obligation to ensure that such reports are brought to your attention.
ROYAL BUSINESS GROUP HEREBY EXPRESSLY DISCLAIMS, TO THE EXTENT PERMITTED BY APPLICABLE LAW AND/OR REGULATION, ALL WARRANTIES, EXPRESS, STATUTORY OR IMPLIED, REGARDING THE SITE AND ANY RESULTS TO BE OBTAINED FROM THE USE OF THE SITE, INCLUDING BUT NOT LIMITED TO ALL WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE AND ALL WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING AND/OR USAGE OF TRADE OR THEIR EQUIVALENTS UNDER THE APPLICABLE LAWS AND/OR REGULATIONS OF ANY JURISDICTION. Royal Business Group DOES NOT WARRANT OR GUARANTEE THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS OR AVAILABILITY OF THIS SITE OR THE INFORMATION OR RESULTS OBTAINED FROM USE OF THIS SITE, OR THAT THIS SITE OR THE INFORMATION OR RESULTS WILL BE FREE FROM ERROR.
UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF ANY APPLICABLE LAW AND/OR REGULATION, TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE, SHALL ROYAL BUSINESS GROUP BE LIABLE TO ANYONE FOR ANY DAMAGES RESULTING FROM ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THIS SITE REGARDLESS OF WHETHER THEY ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING DAMAGES FOR TRADING LOSSES OR LOST PROFITS, OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF ROYAL BUSINESS GROUP KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, CLAIM OR DEMAND.
No Warranty & No Liability
THE INFORMATION ON THIS SITE IS PROVIDED ON AN "AS IS," "AS AVAILABLE" BASIS. Royal Business Group MAKES NO WARRANTY THAT ACCESS TO THE SITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT VIRUSES OR OTHER HARMFUL COMPONENTS WILL NOT BE TRANSMITTED IN CONNECTION WITH YOUR USE OF THE SITE. Royal Business Group HEREBY EXPRESSLY DISCLAIMS, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW AND/OR REGULATION, ALL WARRANTIES, EXPRESS, STATUTORY OR IMPLIED, REGARDING THE SITE AND ANY RESULTS TO BE OBTAINED FROM THE USE OF THE SITE AND ITS CONTENTS, INCLUDING BUT NOT LIMITED TO ALL WARRANTIES OF MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE OR USE AND ALL WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING AND/OR USAGE OF TRADE OR THEIR EQUIVALENTS UNDER THE APPLICABLE LAWS AND/OR REGULATIONS OF ANY JURISDICTION. Royal Business Group DOES NOT WARRANT OR GUARANTEE THE ACCURACY, TIMELINESS, SUITABILITY, COMPLETENESS OR AVAILABILITY OF THIS SITE OR THE INFORMATION OR RESULTS OBTAINED FROM USE OF IT.
UNDER NO CIRCUMSTANCES AND UNDER NO THEORY OF ANY APPLICABLE LAW AND/OR REGULATION SHALL ROYAL BUSINESS GROUP BE LIABLE TO ANYONE FOR ANY DAMAGES ARISING IN TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE FROM ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THIS SITE OR FROM ANY ACTION TAKEN OR NOT TAKEN AS A RESULT, REGARDLESS OF WHETHER THEY ARE DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES OF ANY CHARACTER, INCLUDING DAMAGES FOR TRADING LOSSES OR LOST PROFITS, OR FOR ANY CLAIM OR DEMAND BY ANY THIRD PARTY, EVEN IF ROYAL BUSINESS GROUP KNEW OR HAD REASON TO KNOW OF THE POSSIBILITY OF SUCH DAMAGES, CLAIM OR DEMAND.
Market Opinions
All opinions, news, research, analysis, prices or other information contained on this Site are provided as general market commentary and do not constitute investment advice. Royal Business Group will not accept liability for any loss or damage, including, but without limitation to, any loss of profit, which may arise directly or indirectly from use of or reliance on such information.
Internet Trading Risks
There are risks associated with utilizing an Internet-based deal execution trading system including, but not limited to, the failure of hardware, software and Internet connection. Since Royal Business Group does not control signal power, its reception or routing via Internet, configuration of your equipment or reliability of its connection, we cannot be responsible for communication failures, distortions or delays when trading via the Internet. Royal Business Group employs back-up systems and contingency plans to minimize the possibility of system failure, and trading via telephone is always available.
Accuracy of Information
The content on this Site is subject to change at any time without notice and is provided for the sole purpose of assisting traders in making independent investment decisions. Royal Business Group has taken reasonable measures to ensure the accuracy of the information on the Site, however, the company does not guarantee its accuracy and will not accept liability for any loss or damage which may arise directly or indirectly from the content or your inability to access the Site, for any delay in or failure of the transmission or the receipt of any instruction or notification sent through this Site.
Distribution
This Site is not intended for distribution, or use by, any person in any country where such distribution or use would be contrary to local law or regulation. None of the services or investments referred to in this Site are available to persons residing in any country where the provision of such services or investments would be contrary to local law or regulation. It is the responsibility of visitors to this Site to ascertain the terms of and comply with any local law or regulation to which they are subject.
Conflicts of interest
Royal Business Group may, to the extent permitted by applicable law and/or regulation, participate or invest in financing transactions with the issuer(s) of securities referred to in this Site, perform services for or solicit business from such issuers, and/or have a position or holding, or other material interest or effect transactions in such securities or options thereon or investments related thereto. Royal Business Group may, to the extent permitted by applicable law and/or regulation, act upon or use the information or opinions it presents on this Site, or the research or analysis on which such information or opinions are based, before the material is published. Royal Business Group may have served as manager or co-manager of a public offering of securities for, or currently may make a primary market in issues of, any or all of the issuers referred to on this Site or may be providing, or have provided within the previous 6 months, significant advice or investment services in relation to the investment concerned or a related investment.
E-Mail & Mail Disclaimer
Unsolicited e-mail messages, including but not limited to, bulk commercial advertising and informational announcements, is explicitly prohibited.
The information contained in our E-Mail transmissions may contain privileged and confidential information. It is intended only for the solely use of the person(s) named as addressee (i.e. recipients). If User is not the intended recipient, User is hereby notified that any review, dissemination, distribution of duplication of this communication is strictly prohibited. If User is not the intended recipient, one have to please contact the sender by reply email, fax, or phone and destroy all copies of the original message whether electronic, facsimile or hard copy. One may not directly or indirectly reuse or re disclose such information for any purpose other than to provide the services for which User was receiving the information. Information is furnished from sources deemed reliable but is not guaranteed by us and is subject to change in price, correction(s), errors, omissions, prior sale and/or withdrawal without notice. This is not intended to be, and must not be construed to be in any form or manner as a solicitation of investment funds or a securities offering.
Sender is not International Securities Dealer nor a Broker nor an Investment Adviser. Sender is a Consultant and Advisor, and in some instances a Private Investor. The E-mail's send by us and the attached related documents are never to be considered a solicitation for any purpose in any form or content. Upon receipt of these documents user, as the Recipient, hereby acknowledge this warning and disclaimer. If acknowledgment is not accepted, delete this e-mail message and any attachments from your system.
There are risks associated with the use of electronic transmission. The sender of this information does not control the method of transmittal or service providers and assumes no duty or obligation for the security, receipt, or third party interception of the transmissions.
If you are not the intended recipient, you are strictly prohibited from disclosing, copying, distributing or using any of this information. If you received this communication in error, please contact the sender immediately and destroy the material in its entirety, whether electronic or hard copy. This communication may contain nonpublic personal information about consumers and/or clients subject to the restrictions of the Gramm-Leach-Bliley Act. You may not directly or indirectly reuse or redisclose such information for any purpose other than to provide the services for which you are receiving the information.
This is either a delivery for private information purposes only under exclusive arrangements between freely consenting parties or, part or all of an exclusive response to specific previous requests between parties concerned. The information provided does not reflect or represent the entirety of the trading policies or final contractual position of any financial institution or commercial entity and is not intended now or in the future to be, and must not be construed to be, a solicitation of investment funds or a securities offering.
Finally, take notice that internet communications cannot be guaranteed to be secure or error-free as information could be intercepted, corrupted, lost, arrive late or contain viruses. The sender therefore does not accept liability for any errors or omissions in the context of this message which arise as a result of Internet transmission.
Royal Business Group Ltd. does not represent, warrant and/or guarantee that the integrity of this communication has been maintained.
Inquiry Form Details Provided By User
We are confident that you will be satisfied with the service provided by our experienced stuff. That is why Royal Buseiness Group offers all users a standard inquiry form for any sepcific request.
In order to provide user with a customized offer we need some basic information about your needs. Please use the Inquiry Form to share some of the specifics of your needs with us. This will allow us to determine how we can best help you to meet your goals and provide you with an accurate price quote.
Please note that this form is not binding, and simply provides us with the necessary information about your needs as quickly and efficiently as possible.
You can be assured that all information supplied to Royal Business Group will be handled confidentially.
Disclosure Pursuant to Legal Process
Royal Business Group will permit access to all available and relevant information provided by everyone in order to comply with applicable laws and in order to preserve the company’s rights and property. The information contained at this Site is not intended to constitute legal advise. The materials in this web site are provided "as is" and without warranties of any kind.
Registration and collection of children's personally identifiable information is not permitted.
If User do not agree with the policies and this legal notice, they must not use the services provided by this Site and we will not be able to provide any services to them.
This Site is NOT directed or made for use by children!
Royal Business Group affiliates and partners
Royal Business Group may share information with affiliates if the information is required to provide the product or service you have requested or to provide you the opportunity to participate in the products or services our affiliates offer. Royal Business Group also forges partnerships and alliances, which may include joint marketing agreements, with other companies who offer high-quality products and services that might be of value to our clients. In order to ensure that these products and services meet your needs and are delivered in a manner that is useful and relevant, Royal Business Group may share some information with partners, affiliates and alliances. This allows them to better understand the offers that are most relevant and useful. In our strategic relationships, we will require that it be identified that an offer is being extended because of the relationship with us. The use of your personal information is limited to the purposes identified in our relationship with the partner or affiliate.
Opting out of disclosures of non-public personal information
You may direct us not to disclose non-public personal information to certain non-affiliated third parties. To opt out of sharing non-public personal information with non-affiliated third parties, please contact us.
An opt-out election must be made for each separate login you hold at Royal Business Group.
If we propose to share information in a manner not covered in this Privacy Policy, we will notify you of this change by posting an addendum on the Web site, a notice in your login section of the Site, and if appropriate, provide you an opportunity to opt out of such use.
The security of your personal information
We employ leading-edge security software, systems, and procedures to offer you a safe and secure trading environment and protect your personal, financial and trading information.
When you open an account with us, you are issued a unique account number, User ID and a password. Only a limited number of Royal Business Group employees who have a need to know this information will have access to your account number, UserID, and password. Remember: you are ultimately responsible for maintaining the secrecy of your account number, UserID, and password. We strongly recommend that you do not disclose this information.
On our Site and on our online account application, we use technology to encrypt information transmitted by or to you through our Site.
Use of "cookies"
We use cookies to assist us in securing your trading activities and to enhance the performance of our Site. (Cookies are small text files sent from the Web server to your computer.) Cookies used by Royal Business Group do not contain any personal information nor do they contain account or password information. They merely allow the Site to recognize that a page request comes from someone who has already logged on.
Royal Business Group may share Web site usage information about visitors to the Web site with reputable advertising companies for targeting our Internet banner advertisements on this site and other sites. For this purpose, pixel tags (also called clear gifs or web beacons) may be used to note the pages you've visited. The information collected by the advertising company through the use of these pixel tags is not personally identifiable.
To administer and improve the Royal Business Group Web site, we may use a third party to track and analyze usage and volume statistical information, including page requests, form requests, and click paths. The third party may use cookies to track behavior and may set cookies on behalf of Royal Business Group. These cookies do not contain any personally identifiable information.
I further confirm that entering the BKCE Consortium website I have requested such information to serve only my interests and purposes and the information shall not be for further distribution. I hereby agree to keep all information I receive from your organization strictly confidential, and I shall not disclose it to any third party.
Non-Solcitation, SEC
User declare himself fully aware that the information available or sent or presented to him in other way is in direct response to his private interest, and that it should not in any way be considered or intended to be a solicitation of funds of any sort, or any type of offering. User confirm also the information is intended for his general knowledge only and don't consider himself an experienced and sophisticated investor. User affirm, under penalty of perjury, and declare that entering and using the Royal Business Group Site have requested all information from us and our organization based only on his own choice and free will, and further that our organization has not solicited him in anyway.
User fully understand that contemplated transactions resulting from the visit of the Royal Business Group Site are strictly ones of private commercial investment/trading transactions and in no way do they rely upon or relate to the United States Securities Act of 1933 and its amendmetns or further changes, or any other related regulations in the USA, its jurisdictions or other nations similar securities laws and regulations. User fully agree that this private commercial Royal Business Group Site is exempt from the aforementioned securities act and it is not intended for the general public with all documentation being for private use only.
Changes to this Privacy Policy
In the event Royal Business Group materially changes this Privacy Policy, the revised Privacy Policy will promptly be posted on our Site. You agree to accept posting of a revised Privacy Policy electronically on the Site as actual notice to you. If you have any questions that this statement does not address, please contact us .
Note
This Site does not constitute or offer legal, financial or other advice upon which you may act or rely. Specific professional advice should be taken in respect of any individual matter.
The copying, republication or redistribution of Royal Business Group Content, including by framing or similar means, is expressly prohibited without the prior written consent of Royal Business Group.
Neither the Subscriber nor Royal Business Group warrants the completeness or accuracy of the Service or the suitability of the Service as a trading aid and neither accepts any liability for losses howsoever incurred. The content on this site, including news, quotes, data and other information, is provided by Royal Business Group and its third party content providers for your personal information only, and neither Royal Business Group nor its third party content providers shall be liable for any errors, inaccuracies or delays in content, or for any actions taken in reliance thereon.
Copyright Royal Business Group ℜ 2007.
All rights reserved.
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